No More Learning

"I see that you have had some great trouble," responded Holmes.

"God knows I have! --a trouble which is enough to unseat my
reason, so sudden and so terrible is it. Public disgrace I might
have faced, although I am a man whose character has never yet
borne a stain. Private affliction also is the lot of every man;
but the two coming together, and in so frightful a form, have
been enough to shake my very soul. Besides, it is not I alone.
The very noblest in the land may suffer unless some way be found
out of this horrible affair. "

"Pray compose yourself, sir," said Holmes, "and let me have a
clear account of who you are and what it is that has befallen
you. "

"My name," answered our visitor, "is probably familiar to your
ears. I am Alexander Holder, of the banking firm of Holder &
Stevenson, of Threadneedle Street. "

The name was indeed well known to us as belonging to the senior
partner in the second largest private banking concern in the City
of London. What could have happened, then, to bring one of the
foremost citizens of London to this most pitiable pass? We
waited, all curiosity, until with another effort he braced
himself to tell his story.

"I feel that time is of value," said he; "that is why I hastened
here when the police inspector suggested that I should secure
your co-operation. I came to Baker Street by the Underground and
hurried from there on foot, for the cabs go slowly through this
snow. That is why I was so out of breath, for I am a man who
takes very little exercise. I feel better now, and I will put the
facts before you as shortly and yet as clearly as I can.

"It is, of course, well known to you that in a successful banking
business as much depends upon our being able to find remunerative
investments for our funds as upon our increasing our connection
and the number of our depositors. One of our most lucrative means
of laying out money is in the shape of loans, where the security
is unimpeachable. We have done a good deal in this direction
during the last few years, and there are many noble families to
whom we have advanced large sums upon the security of their
pictures, libraries, or plate.

"Yesterday morning I was seated in my office at the bank when a
card was brought in to me by one of the clerks. I started when I
saw the name, for it was that of none other than--well, perhaps
even to you I had better say no more than that it was a name
which is a household word all over the earth--one of the highest,
noblest, most exalted names in England. I was overwhelmed by the
honour and attempted, when he entered, to say so, but he plunged
at once into business with the air of a man who wishes to hurry
quickly through a disagreeable task.

"'Mr. Holder,' said he, 'I have been informed that you are in the
habit of advancing money. '

"'The firm does so when the security is good. ' I answered.

"'It is absolutely essential to me,' said he, 'that I should have
50,000 pounds at once. I could, of course, borrow so trifling a
sum ten times over from my friends, but I much prefer to make it
a matter of business and to carry out that business myself. In my
position you can readily understand that it is unwise to place
one's self under obligations. '

"'For how long, may I ask, do you want this sum? ' I asked.

"'Next Monday I have a large sum due to me, and I shall then most
certainly repay what you advance, with whatever interest you
think it right to charge. But it is very essential to me that the
money should be paid at once. '

"'I should be happy to advance it without further parley from my
own private purse,' said I, 'were it not that the strain would be
rather more than it could bear. If, on the other hand, I am to do
it in the name of the firm, then in justice to my partner I must
insist that, even in your case, every businesslike precaution
should be taken. '

"'I should much prefer to have it so,' said he, raising up a
square, black morocco case which he had laid beside his chair.
'You have doubtless heard of the Beryl Coronet? '

"'One of the most precious public possessions of the empire,'
said I.

"'Precisely. ' He opened the case, and there, imbedded in soft,
flesh-coloured velvet, lay the magnificent piece of jewellery
which he had named. 'There are thirty-nine enormous beryls,' said
he, 'and the price of the gold chasing is incalculable. The
lowest estimate would put the worth of the coronet at double the
sum which I have asked. I am prepared to leave it with you as my
security. '

"I took the precious case into my hands and looked in some
perplexity from it to my illustrious client.

"'You doubt its value? ' he asked.

"'Not at all. I only doubt--'

"'The propriety of my leaving it. You may set your mind at rest
about that. I should not dream of doing so were it not absolutely
certain that I should be able in four days to reclaim it. It is a
pure matter of form. Is the security sufficient? '

"'Ample. '

"'You understand, Mr. Holder, that I am giving you a strong proof
of the confidence which I have in you, founded upon all that I
have heard of you. I rely upon you not only to be discreet and to
refrain from all gossip upon the matter but, above all, to
preserve this coronet with every possible precaution because I
need not say that a great public scandal would be caused if any
harm were to befall it. Any injury to it would be almost as
serious as its complete loss, for there are no beryls in the
world to match these, and it would be impossible to replace them.
I leave it with you, however, with every confidence, and I shall
call for it in person on Monday morning. '

"Seeing that my client was anxious to leave, I said no more but,
calling for my cashier, I ordered him to pay over fifty 1000
pound notes. When I was alone once more, however, with the
precious case lying upon the table in front of me, I could not
but think with some misgivings of the immense responsibility
which it entailed upon me. There could be no doubt that, as it
was a national possession, a horrible scandal would ensue if any
misfortune should occur to it. I already regretted having ever
consented to take charge of it. However, it was too late to alter
the matter now, so I locked it up in my private safe and turned
once more to my work.

"When evening came I felt that it would be an imprudence to leave
so precious a thing in the office behind me. Bankers' safes had
been forced before now, and why should not mine be? If so, how
terrible would be the position in which I should find myself! I
determined, therefore, that for the next few days I would always
carry the case backward and forward with me, so that it might
never be really out of my reach. With this intention, I called a
cab and drove out to my house at Streatham, carrying the jewel
with me. I did not breathe freely until I had taken it upstairs
and locked it in the bureau of my dressing-room.

"And now a word as to my household, Mr. Holmes, for I wish you to
thoroughly understand the situation. My groom and my page sleep
out of the house, and may be set aside altogether. I have three
maid-servants who have been with me a number of years and whose
absolute reliability is quite above suspicion. Another, Lucy
Parr, the second waiting-maid, has only been in my service a few
months. She came with an excellent character, however, and has
always given me satisfaction. She is a very pretty girl and has
attracted admirers who have occasionally hung about the place.
That is the only drawback which we have found to her, but we
believe her to be a thoroughly good girl in every way.

"So much for the servants. My family itself is so small that it
will not take me long to describe it. I am a widower and have an
only son, Arthur. He has been a disappointment to me, Mr.
Holmes--a grievous disappointment. I have no doubt that I am
myself to blame. People tell me that I have spoiled him. Very
likely I have. When my dear wife died I felt that he was all I
had to love. I could not bear to see the smile fade even for a
moment from his face. I have never denied him a wish. Perhaps it
would have been better for both of us had I been sterner, but I
meant it for the best.

"It was naturally my intention that he should succeed me in my
business, but he was not of a business turn. He was wild,
wayward, and, to speak the truth, I could not trust him in the
handling of large sums of money. When he was young he became a
member of an aristocratic club, and there, having charming
manners, he was soon the intimate of a number of men with long
purses and expensive habits. He learned to play heavily at cards
and to squander money on the turf, until he had again and again
to come to me and implore me to give him an advance upon his
allowance, that he might settle his debts of honour. He tried
more than once to break away from the dangerous company which he
was keeping, but each time the influence of his friend, Sir
George Burnwell, was enough to draw him back again.

"And, indeed, I could not wonder that such a man as Sir George
Burnwell should gain an influence over him, for he has frequently
brought him to my house, and I have found myself that I could
hardly resist the fascination of his manner. He is older than
Arthur, a man of the world to his finger-tips, one who had been
everywhere, seen everything, a brilliant talker, and a man of
great personal beauty. Yet when I think of him in cold blood, far
away from the glamour of his presence, I am convinced from his
cynical speech and the look which I have caught in his eyes that
he is one who should be deeply distrusted. So I think, and so,
too, thinks my little Mary, who has a woman's quick insight into
character.

"And now there is only she to be described. She is my niece; but
when my brother died five years ago and left her alone in the
world I adopted her, and have looked upon her ever since as my
daughter. She is a sunbeam in my house--sweet, loving, beautiful,
a wonderful manager and housekeeper, yet as tender and quiet and
gentle as a woman could be. She is my right hand. I do not know
what I could do without her. In only one matter has she ever gone
against my wishes. Twice my boy has asked her to marry him, for
he loves her devotedly, but each time she has refused him. I
think that if anyone could have drawn him into the right path it
would have been she, and that his marriage might have changed his
whole life; but now, alas! it is too late--forever too late!

"Now, Mr. Holmes, you know the people who live under my roof, and
I shall continue with my miserable story.

"When we were taking coffee in the drawing-room that night after
dinner, I told Arthur and Mary my experience, and of the precious
treasure which we had under our roof, suppressing only the name
of my client. Lucy Parr, who had brought in the coffee, had, I am
sure, left the room; but I cannot swear that the door was closed.
Mary and Arthur were much interested and wished to see the famous
coronet, but I thought it better not to disturb it.

"'Where have you put it? ' asked Arthur.

"'In my own bureau. '

"'Well, I hope to goodness the house won't be burgled during the
night. ' said he.

"'It is locked up,' I answered.

"'Oh, any old key will fit that bureau. When I was a youngster I
have opened it myself with the key of the box-room cupboard. '

"He often had a wild way of talking, so that I thought little of
what he said. He followed me to my room, however, that night with
a very grave face.

"'Look here, dad,' said he with his eyes cast down, 'can you let
me have 200 pounds? '

"'No, I cannot! ' I answered sharply. 'I have been far too
generous with you in money matters. '

"'You have been very kind,' said he, 'but I must have this money,
or else I can never show my face inside the club again. '

"'And a very good thing, too! ' I cried.

"'Yes, but you would not have me leave it a dishonoured man,'
said he. 'I could not bear the disgrace. I must raise the money
in some way, and if you will not let me have it, then I must try
other means. '

"I was very angry, for this was the third demand during the
month. 'You shall not have a farthing from me,' I cried, on which
he bowed and left the room without another word.

"When he was gone I unlocked my bureau, made sure that my
treasure was safe, and locked it again. Then I started to go
round the house to see that all was secure--a duty which I
usually leave to Mary but which I thought it well to perform
myself that night. As I came down the stairs I saw Mary herself
at the side window of the hall, which she closed and fastened as
I approached.

"'Tell me, dad,' said she, looking, I thought, a little
disturbed, 'did you give Lucy, the maid, leave to go out
to-night? '

"'Certainly not. '

"'She came in just now by the back door. I have no doubt that she
has only been to the side gate to see someone, but I think that
it is hardly safe and should be stopped. '

"'You must speak to her in the morning, or I will if you prefer
it. Are you sure that everything is fastened? '

"'Quite sure, dad. '

"'Then, good-night. ' I kissed her and went up to my bedroom
again, where I was soon asleep.

"I am endeavouring to tell you everything, Mr. Holmes, which may
have any bearing upon the case, but I beg that you will question
me upon any point which I do not make clear. "

"On the contrary, your statement is singularly lucid. "

"I come to a part of my story now in which I should wish to be
particularly so. I am not a very heavy sleeper, and the anxiety
in my mind tended, no doubt, to make me even less so than usual.
About two in the morning, then, I was awakened by some sound in
the house. It had ceased ere I was wide awake, but it had left an
impression behind it as though a window had gently closed
somewhere. I lay listening with all my ears. Suddenly, to my
horror, there was a distinct sound of footsteps moving softly in
the next room. I slipped out of bed, all palpitating with fear,
and peeped round the corner of my dressing-room door.

"'Arthur! ' I screamed, 'you villain! you thief! How dare you
touch that coronet? '

"The gas was half up, as I had left it, and my unhappy boy,
dressed only in his shirt and trousers, was standing beside the
light, holding the coronet in his hands. He appeared to be
wrenching at it, or bending it with all his strength. At my cry
he dropped it from his grasp and turned as pale as death. I
snatched it up and examined it. One of the gold corners, with
three of the beryls in it, was missing.

"'You blackguard! ' I shouted, beside myself with rage. 'You have
destroyed it! You have dishonoured me forever! Where are the
jewels which you have stolen? '

"'Stolen! ' he cried.

"'Yes, thief! ' I roared, shaking him by the shoulder.

"'There are none missing. There cannot be any missing,' said he.

"'There are three missing. And you know where they are. Must I
call you a liar as well as a thief? Did I not see you trying to
tear off another piece? '

"'You have called me names enough,' said he, 'I will not stand it
any longer. I shall not say another word about this business,
since you have chosen to insult me. I will leave your house in
the morning and make my own way in the world. '

"'You shall leave it in the hands of the police! ' I cried
half-mad with grief and rage. 'I shall have this matter probed to
the bottom. '

"'You shall learn nothing from me,' said he with a passion such
as I should not have thought was in his nature. 'If you choose to
call the police, let the police find what they can. '

"By this time the whole house was astir, for I had raised my
voice in my anger. Mary was the first to rush into my room, and,
at the sight of the coronet and of Arthur's face, she read the
whole story and, with a scream, fell down senseless on the
ground. I sent the house-maid for the police and put the
investigation into their hands at once. When the inspector and a
constable entered the house, Arthur, who had stood sullenly with
his arms folded, asked me whether it was my intention to charge
him with theft. I answered that it had ceased to be a private
matter, but had become a public one, since the ruined coronet was
national property. I was determined that the law should have its
way in everything.

"'At least,' said he, 'you will not have me arrested at once. It
would be to your advantage as well as mine if I might leave the
house for five minutes. '

"'That you may get away, or perhaps that you may conceal what you
have stolen,' said I. And then, realising the dreadful position
in which I was placed, I implored him to remember that not only
my honour but that of one who was far greater than I was at
stake; and that he threatened to raise a scandal which would
convulse the nation. He might avert it all if he would but tell
me what he had done with the three missing stones.
"'You may as well face the matter,' said I; 'you have been caught
in the act, and no confession could make your guilt more heinous.
If you but make such reparation as is in your power, by telling
us where the beryls are, all shall be forgiven and forgotten. '

"'Keep your forgiveness for those who ask for it,' he answered,
turning away from me with a sneer. I saw that he was too hardened
for any words of mine to influence him. There was but one way for
it. I called in the inspector and gave him into custody. A search
was made at once not only of his person but of his room and of
every portion of the house where he could possibly have concealed
the gems; but no trace of them could be found, nor would the
wretched boy open his mouth for all our persuasions and our
threats. This morning he was removed to a cell, and I, after
going through all the police formalities, have hurried round to
you to implore you to use your skill in unravelling the matter.
The police have openly confessed that they can at present make
nothing of it. You may go to any expense which you think
necessary. I have already offered a reward of 1000 pounds. My
God, what shall I do! I have lost my honour, my gems, and my son
in one night. Oh, what shall I do! "

He put a hand on either side of his head and rocked himself to
and fro, droning to himself like a child whose grief has got
beyond words.

Sherlock Holmes sat silent for some few minutes, with his brows
knitted and his eyes fixed upon the fire.

"Do you receive much company? " he asked.

"None save my partner with his family and an occasional friend of
Arthur's. Sir George Burnwell has been several times lately. No
one else, I think. "

"Do you go out much in society? "

"Arthur does. Mary and I stay at home. We neither of us care for
it. "

"That is unusual in a young girl. "

"She is of a quiet nature. Besides, she is not so very young. She
is four-and-twenty. "

"This matter, from what you say, seems to have been a shock to
her also. "

"Terrible! She is even more affected than I. "

"You have neither of you any doubt as to your son's guilt? "

"How can we have when I saw him with my own eyes with the coronet
in his hands. "

"I hardly consider that a conclusive proof. Was the remainder of
the coronet at all injured? "

"Yes, it was twisted. "

"Do you not think, then, that he might have been trying to
straighten it? "

"God bless you! You are doing what you can for him and for me.
But it is too heavy a task. What was he doing there at all? If
his purpose were innocent, why did he not say so? "

"Precisely. And if it were guilty, why did he not invent a lie?
His silence appears to me to cut both ways. There are several
singular points about the case. What did the police think of the
noise which awoke you from your sleep? "

"They considered that it might be caused by Arthur's closing his
bedroom door. "

"A likely story! As if a man bent on felony would slam his door
so as to wake a household. What did they say, then, of the
disappearance of these gems? "

"They are still sounding the planking and probing the furniture
in the hope of finding them. "

"Have they thought of looking outside the house? "

"Yes, they have shown extraordinary energy. The whole garden has
already been minutely examined. "

"Now, my dear sir," said Holmes, "is it not obvious to you now
that this matter really strikes very much deeper than either you
or the police were at first inclined to think? It appeared to you
to be a simple case; to me it seems exceedingly complex. Consider
what is involved by your theory. You suppose that your son came
down from his bed, went, at great risk, to your dressing-room,
opened your bureau, took out your coronet, broke off by main
force a small portion of it, went off to some other place,
concealed three gems out of the thirty-nine, with such skill that
nobody can find them, and then returned with the other thirty-six
into the room in which he exposed himself to the greatest danger
of being discovered. I ask you now, is such a theory tenable? "

"But what other is there? " cried the banker with a gesture of
despair. "If his motives were innocent, why does he not explain
them? "

"It is our task to find that out," replied Holmes; "so now, if
you please, Mr. Holder, we will set off for Streatham together,
and devote an hour to glancing a little more closely into
details. "

My friend insisted upon my accompanying them in their expedition,
which I was eager enough to do, for my curiosity and sympathy
were deeply stirred by the story to which we had listened. I
confess that the guilt of the banker's son appeared to me to be
as obvious as it did to his unhappy father, but still I had such
faith in Holmes' judgment that I felt that there must be some
grounds for hope as long as he was dissatisfied with the accepted
explanation. He hardly spoke a word the whole way out to the
southern suburb, but sat with his chin upon his breast and his
hat drawn over his eyes, sunk in the deepest thought. Our client
appeared to have taken fresh heart at the little glimpse of hope
which had been presented to him, and he even broke into a
desultory chat with me over his business affairs. A short railway
journey and a shorter walk brought us to Fairbank, the modest
residence of the great financier.

Fairbank was a good-sized square house of white stone, standing
back a little from the road. A double carriage-sweep, with a
snow-clad lawn, stretched down in front to two large iron gates
which closed the entrance. On the right side was a small wooden
thicket, which led into a narrow path between two neat hedges
stretching from the road to the kitchen door, and forming the
tradesmen's entrance. On the left ran a lane which led to the
stables, and was not itself within the grounds at all, being a
public, though little used, thoroughfare. Holmes left us standing
at the door and walked slowly all round the house, across the
front, down the tradesmen's path, and so round by the garden
behind into the stable lane. So long was he that Mr. Holder and I
went into the dining-room and waited by the fire until he should
return. We were sitting there in silence when the door opened and
a young lady came in. She was rather above the middle height,
slim, with dark hair and eyes, which seemed the darker against
the absolute pallor of her skin. I do not think that I have ever
seen such deadly paleness in a woman's face. Her lips, too, were
bloodless, but her eyes were flushed with crying. As she swept
silently into the room she impressed me with a greater sense of
grief than the banker had done in the morning, and it was the
more striking in her as she was evidently a woman of strong
character, with immense capacity for self-restraint. Disregarding
my presence, she went straight to her uncle and passed her hand
over his head with a sweet womanly caress.

"You have given orders that Arthur should be liberated, have you
not, dad? " she asked.

"No, no, my girl, the matter must be probed to the bottom. "

"But I am so sure that he is innocent. You know what woman's
instincts are. I know that he has done no harm and that you will
be sorry for having acted so harshly. "

"Why is he silent, then, if he is innocent? "

"Who knows? Perhaps because he was so angry that you should
suspect him. "

"How could I help suspecting him, when I actually saw him with
the coronet in his hand? "

"Oh, but he had only picked it up to look at it. Oh, do, do take
my word for it that he is innocent. Let the matter drop and say
no more. It is so dreadful to think of our dear Arthur in
prison! "

"I shall never let it drop until the gems are found--never, Mary!
Your affection for Arthur blinds you as to the awful consequences
to me. Far from hushing the thing up, I have brought a gentleman
down from London to inquire more deeply into it. "

"This gentleman? " she asked, facing round to me.

"No, his friend. He wished us to leave him alone. He is round in
the stable lane now. "

"The stable lane? " She raised her dark eyebrows. "What can he
hope to find there? Ah! this, I suppose, is he. I trust, sir,
that you will succeed in proving, what I feel sure is the truth,
that my cousin Arthur is innocent of this crime. "

"I fully share your opinion, and I trust, with you, that we may
prove it," returned Holmes, going back to the mat to knock the
snow from his shoes. "I believe I have the honour of addressing
Miss Mary Holder. Might I ask you a question or two? "

"Pray do, sir, if it may help to clear this horrible affair up. "

"You heard nothing yourself last night? "

"Nothing, until my uncle here began to speak loudly. I heard
that, and I came down. "

"You shut up the windows and doors the night before. Did you
fasten all the windows? "

"Yes. "

"Were they all fastened this morning? "

"Yes. "

"You have a maid who has a sweetheart? I think that you remarked
to your uncle last night that she had been out to see him? "

"Yes, and she was the girl who waited in the drawing-room, and
who may have heard uncle's remarks about the coronet. "

"I see. You infer that she may have gone out to tell her
sweetheart, and that the two may have planned the robbery. "

"But what is the good of all these vague theories," cried the
banker impatiently, "when I have told you that I saw Arthur with
the coronet in his hands? "

"Wait a little, Mr. Holder. We must come back to that. About this
girl, Miss Holder. You saw her return by the kitchen door, I
presume? "

"Yes; when I went to see if the door was fastened for the night I
met her slipping in. I saw the man, too, in the gloom. "

"Do you know him? "

"Oh, yes! he is the green-grocer who brings our vegetables round.
His name is Francis Prosper. "

"He stood," said Holmes, "to the left of the door--that is to
say, farther up the path than is necessary to reach the door? "

"Yes, he did. "

"And he is a man with a wooden leg? "

Something like fear sprang up in the young lady's expressive
black eyes. "Why, you are like a magician," said she. "How do you
know that? " She smiled, but there was no answering smile in
Holmes' thin, eager face.

"I should be very glad now to go upstairs," said he. "I shall
probably wish to go over the outside of the house again. Perhaps
I had better take a look at the lower windows before I go up. "

He walked swiftly round from one to the other, pausing only at
the large one which looked from the hall onto the stable lane.
This he opened and made a very careful examination of the sill
with his powerful magnifying lens. "Now we shall go upstairs,"
said he at last.

The banker's dressing-room was a plainly furnished little
chamber, with a grey carpet, a large bureau, and a long mirror.
Holmes went to the bureau first and looked hard at the lock.

"Which key was used to open it? " he asked.

"That which my son himself indicated--that of the cupboard of the
lumber-room. "

"Have you it here? "

"That is it on the dressing-table. "

Sherlock Holmes took it up and opened the bureau.

"It is a noiseless lock," said he. "It is no wonder that it did
not wake you. This case, I presume, contains the coronet. We must
have a look at it. " He opened the case, and taking out the diadem
he laid it upon the table. It was a magnificent specimen of the
jeweller's art, and the thirty-six stones were the finest that I
have ever seen. At one side of the coronet was a cracked edge,
where a corner holding three gems had been torn away.

"Now, Mr. Holder," said Holmes, "here is the corner which
corresponds to that which has been so unfortunately lost. Might I
beg that you will break it off. "

The banker recoiled in horror. "I should not dream of trying,"
said he.

"Then I will. " Holmes suddenly bent his strength upon it, but
without result. "I feel it give a little," said he; "but, though
I am exceptionally strong in the fingers, it would take me all my
time to break it. An ordinary man could not do it. Now, what do
you think would happen if I did break it, Mr. Holder? There would
be a noise like a pistol shot. Do you tell me that all this
happened within a few yards of your bed and that you heard
nothing of it? "

"I do not know what to think. It is all dark to me. "

"But perhaps it may grow lighter as we go. What do you think,
Miss Holder? "

"I confess that I still share my uncle's perplexity. "

"Your son had no shoes or slippers on when you saw him? "

"He had nothing on save only his trousers and shirt. "

"Thank you. We have certainly been favoured with extraordinary
luck during this inquiry, and it will be entirely our own fault
if we do not succeed in clearing the matter up. With your
permission, Mr. Holder, I shall now continue my investigations
outside. "

He went alone, at his own request, for he explained that any
unnecessary footmarks might make his task more difficult. For an
hour or more he was at work, returning at last with his feet
heavy with snow and his features as inscrutable as ever.

"I think that I have seen now all that there is to see, Mr.
Holder," said he; "I can serve you best by returning to my
rooms. "

"But the gems, Mr. Holmes. Where are they? "

"I cannot tell.